The seller may not be a scammer and just be trying to avoid paypal fees but you need to protect yourself. The unofficial eBay subreddit. on We also offer inmate services & transfers to mobile wallets. Explain to the manager what you're doing. Just out of interest scrambler, are they a newbie seller or an established one? We paid a deposit, via bank transfer, of £250 on November 2nd, for a fairly scarce, classic car body panel ( a left front wing ) to the seller, after we had agreed a price of £725. ... Debit card is the ideal solution, as no need for you to transfer funds and no need for you to carry a wedge of cash. 04:01 PM, I have purchased an item worth $400 and the seller has sent a message asking if I. would pay by bank transfer? Search My Stuff. ‎07-08-2016 I am not sure you would be able to get a refund should things not turn out. 07:42 PM. gramophone-georg, The risk to the buyer is that the seller simply does not send the merchandise. Are you even sure that there is an item to be bought? So when you give HiCharlie your bank information, no live person ever actually sees it, he said. ‎07-08-2016 Bank or wire transfers are among the most common ways of sending money domestically. Some banks also offer smartphone apps that allow you to transfer money. You can ask your bank to do a wire transfer in person, over the phone, or even sometimes on the internet. ‎07-09-2016 The good news is that many banks will accept payment directly from the buyer. After all....$400........lotta money....just sayin', on Simple realistic answers from buyers, well this buyer would never entertain the issue of bank transfer, especially for that amount. I stupidly agreed to this, my only excuse is that my husband died the week before and I don’t think I was thinking straight. Make sure that the owner of the bank account matches the name of the seller provided during the registration process. Hey, I'll bet you knew that anyway about Paypal only !!!!! This seller has got very good feedback but I have that feeling that things won't end well lol. Online money transfer scams are still a popular way for Internet criminals to extract money from unsuspecting individuals and corporations. What's New 3 12 24 72. I don't know why they just didn't cancel? crows scrambler spends as much or more time on the boards as we do pj. Press J to jump to the feed. Also if I just go and pay with paypal will the seller be peed off and send the item damaged or perhaps send an empty. (Hang on - isn't that how the ebay bots answer messages? When I messaged him and asked if he would consider shipping internationally he said yes but only if we do a bank transfer. Honest sellers don't intentionally screw buyers like this. as they have trouble accessing their paypal account sometimes. I will however go out of my way to help you ship these items if you pay for the item & shipping directly into my bank account .The reason for this is paypal allow a purchaser 150 days to lodge a dispute against me The seller  .I now have 2 (items) stuck in the UK as i was forced to refund the purchaser whilst the (items) where in transit . my item (maybe,maybe not) and if I don't then I'm out of pocket of $400. He wants to protect himself while you have no protections. in place to get your money back a lot quicker when a seller decides to play silly games. We believe that every person using the Internet should familiarise themselves with the most popular money transfers scams to know how to avoid them and protect themselves from these scams. Certificate of title: In this document, you sign to swear you have the right to sell the property. The process is different depending on the method you use to send money, but here are a few of the most popular. If any of the bad scenarios do happen then I'm not in the mood or have time to straighten things out (so lazy as it's so cold lol). ‎07-15-2016 Follow the instructions on screen to enter the correct details. Is a bank transfer 100% secure or is there a way for him to get his money back ? Buying a car with Bank Transfer (dealer) ... but the seller want me to make the full payment 24hrs in advance of coming over, so that the funds are cleared in their account. For example, if the business name associated with your bank account is “Joe’s Hobby Shop,” you should use the same business name when you register for managed payments. If the buyer insists, stipulate you will not hand over the title until the check clears. 10:05 AM. ______________________________________________________, ____________________________________________________. His reasoning is that he doesn’t want to ship the item internationally and then get hit with a chargeback and not be able to get his item back. Some of the most common bank transfer methods are: Online bank transfers. I wouldn't do it. New comments cannot be posted and votes cannot be cast. That could be to allay your fear of sending by BD as surely if the ask for a correct address they must be, You have PP protection so you could start and win a dispute and they would get the item back in the same, state that they sent,(in the case of an empty parcel the weight would be the give away and then just take it, I would've just messaged them and told them that I only pay by PP and if that wasn't good enough please, on So my dilemma now is if I pay by bank transfer and mind you I have never purchased from this seller b4, now will I get. We suggest asking the buyer write two checks: one to your bank for the payoff amount and one to you for the remainder of your deal amount. But the buyer here is right to be concerned, I certainly wouldn’t send money this way, but I can understand why sellers won’t use PayPal in some circumstances. Is this legit? on Or a defect if you answer 'no' to not receiving it on time? 10:55 AM. An established seller padi,and now they have asked that as soon as payment is made then they will send the item. (So I don’t get screwed). You’ll want to keep this form for your taxes. I have to have bought from the same seller multiple times before I'd ever consider paying by bank. With Bank of Texas account services, you can take advantage of online banking, merchant services, overdraft protection, and lots of other helpful programs. If credit card or PayPal are shown, I would be VERY highly suspicious of the request to use bank transfer ... to the extent that I might report the listing to eBay. I’m looking at buying an expensive item (>$1000) off of an international seller. ‎07-10-2016 seller wants me to transfer to bank account is this safe. ‎07-08-2016 If a seller was demanding bank transfer, I'd not think twice about hitting the PayPal button, purely to show them I'll pay how I see fit. The seller did not have this item available to ship internationally. Paid a £ Deposit via Bank Transfer - Seller Now Wants … ... Once you transfer the money TO a seller, there is no gurantee the seller will send the item. Well stawka I bid with many other bidders on the item and I won it. Red flag #1 asking to pay by bank transfer. You can then accept the cash or have a … That said some decent sellers will ask for bank transfer etc, what is the sellers feedback like?? 4  Once the buyer pays for the car and you pay off the loan, the title is free and clear. on Do you actually read the boards? Help for sellers and buyers! Deposit the cash and hand over the paperwork right there. Bank or wire transfer. The first … Find someone else who follows the rules. /r/Ebay @jeanuk1953 wrote: I bought an iPhone from a seller and wanted to arrange collection and pay him in cash but he sed this wasn’t possible but if I would make a bank transfer he cud give me a discount as it would save him PayPal fee. Transfer the Title. Sometimes good deals are hard to walk away from though :), If I do decide to do the transfer, is there any way I can make it safer for me? ‎07-08-2016 Meet at Your Bank . 07:31 PM The issue remains that he is asking you to forfeit your protection for his. They also asked for me to verify my address and said that people have many different addresses on ebay (ok I didn't know that) so they don't send it to the wrong address. 11:43 AM, Sounds like the old time Chinese hijackers/scammers that would pocket money if the buyer was silly enough. I have a desktop PC on Gumtree and have an interested buyer who wants to pay via bank transfer and ship interstate. Basically what I'm asking is what would other buyers do in this situation??? My Profile My Preferences My Mates. pay by paypal anyway, your covered if anything goes wrong, however the seller might get ratty and might just not send the item (you would eventually get your money back but how badly do you want the item?) Let's assume best intentions for all involved here. on - edited And with more than 350,000 locations worldwide, sending money is more convenient than ever. Auto-suggest helps you quickly narrow down your search results by suggesting possible matches as you type. 12:38 AM. (Remember, the OP asked about wire transfers in general, not wire transfers for eBay transactions.) Sellers don’t have to abandon PayPal on eBay as the service will still be available until at least July 2023. The bad news: scammers prefer money transfers According to the FDIC, “Using a bank or a money transfer company to "wire" funds electronically is an … I will never pay for anything on ebay other than via paypal. If you use paypal you must pickup the goods in person. MoneyGram offers convenient money transfer options. When your seller account is settled and you have a positive balance, Amazon sends the money to your bank account using an Automated Clearing House (ACH) or electronic funds transfer. 10:26 AM, They don't care if they cop a neg? He says that he would need a bank transfer instead of PayPal. ‎07-10-2016 As a buyer you need to look after your own money, so if you are using eBay to purchase something so valuable I would only deal with sellers that are willing to accept PayPal, especially when dealing with an overseas seller. I agree. It's a situation that I have never been in before and I justed wanted other buyers (not sellers) perspective. Is this a legit concern? a simple realistic answer will do cheers. ‎07-10-2016 Is this a legit concern? If you live overseas send me a message via ebay .I will not ship these items or help with shipping if you use paypal . Overseas buyers/sellers use bank transfers a lot more than eBayers in the USA. if you got the item at a very good price). on Or, better yet, agree to meet the buyer at his or her bank with the personal check and have the buyer cash it. 06:31 PM. ‎07-09-2016 I would not buy from this person and I would advise you not to. Thanks for the reply. His concerns are legitimate, but that’s not your problem. on Or ding stars badly. ‎07-08-2016 Nobody who does read the boards would ever have to ask that question. To ensure this doesn't happen to you, accompany the buyer to your county tax office to ensure a vehicle title application is filed . If the seller has good feedback, then he will most certainly send you the item. He says that he would need a bank transfer instead of PayPal. 04:01 PM ‎07-08-2016 Your bank might even offer you a spot to complete the transaction privately. Start new thread in this topic | Watch this thread | Flip this thread ... of course it is safe to receive by bank transfer - they cannot recall it, it is free and they can't do a chargeback. It can take up to five business days for the money to appear in your bank account after Amazon initiates a payment. Accepting a personal check is not advised. Seller has many positive feedback and located a few hours from me so who knows really, on 11:13 PM. via bank transfer, a cashier’s cheque or money order, or a cheque that has been cleared by the bank. on ‎07-08-2016 transfer they understood and said to pay with PayPal. Just be aware you’ll have to provide the buyer with your bank details. He seems like an honest seller and I want to trust him but if I do a bank transfer I will have ZERO protection from eBay. Etsy Payments allows buyers and sellers to use various forms of payments on Etsy.com, and Etsy's mobile apps and other services. 04:11 PM, Hi tazz I ended up sending a message and the seller said even though they would rather of got paid by bank. Totally legitimate, but is it worth it to you? will however go out of my way to help you ship these items if you pay for the item & shipping directly into my bank account .The reason for this is paypal allow a purchaser 150 days to lodge a dispute against me The seller  .I now have 2 (items) stuck in the UK as i was forced to refund the purchaser whilst the (items) where in transit . Seller wants to be paid by bank transfer!!!! If they don't like the buyer protections that eBay offers it's buyers, they can sell somewhere else. 08:56 PM. I really don't think it is worth the risk. Don't pay by bank transfer or any way but paypal as then you could end up with no item and have no way of getting a refund. So now it seems as though the seller isn't going to claim the payment. ‎07-08-2016 Simple realistic answers from buyers, well this buyer would never entertain the issue of bank transfer, especially for that amount. 11:42 AM 11:10 PM. There is essentially no way to recall or dispute a bank transfer. Making a Bank Transfer in the Branch Get the information you need from the recipient. In both of these examples, scammers are likely at play, so here are a few tips to help you avoid money transfer scams. ‎07-09-2016 Busted - not a real poster at all but an answering algorithm), on If a seller was demanding bank transfer, I'd not think twice about hitting the PayPal button, purely to show them I'll pay how I see fit. Have the buyer meet you at your bank with the cash. It's easy to send money online or in person; for cash pick-up or direct to a bank. Before you press the buy it now button please read the following conditions .If you want to bid please ring or text me on 0412 xxx xxx. 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